For a low, annual premium, Insurance4carhire provides excess insurance protecting the customer against excess charges whenever they rent a car. 

What is Car Hire Excess Insurance? 
Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Car Hire Excess.

Insurance4carhire covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres.

How Excess Insurance Works

With car hire excess insurance, we insure the Policy Holder, not the rental vehicle. Car hire excess is a voluntary insurance. Decline the car rental company’s Excess cover at the counter when you collect the car.

If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your car hire excess insurance policy.

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